There are two ways to lower an electricity bill: pay less per unit, or use fewer units — ideally in the cheapest hours. The first is a phone call or a few clicks; the second needs you to know where your electricity actually goes. This plan works in that order, with a formula you can use on any appliance.
Step 1: pay less per unit
- Find your current unit rate and standing charge on your bill. If a discount period has ended, you may be on a more expensive standard rate.
- Compare offers on a CRU-accredited comparison site using your actual annual kWh, ranking by estimated annual cost — see how to switch supplier.
- Check your tariff type: flat, day/night or smart. A cheap night rate only helps if you use enough electricity at night — see is night-rate worth it?
- Understand the fixed part: the standing charge is paid regardless of use — see standing charges explained.
Step 2: find where your units go
The formula for any appliance:
kWh = watts × hours ÷ 1,000 · cost = kWh × your unit rate
The power in watts is on the appliance’s label or manual. Using a hypothetical 30c per kWh:
| Appliance and habit | Yearly kWh | Yearly cost at 30c |
|---|---|---|
| Immersion heater, 3 kW for 1 hour a day | 1,095 | €329 |
| Tumble dryer, 2.5 kW for 1 hour, 4 times a week | 520 | €156 |
| Electric oven, 2 kW for 1 hour a day | 730 | €219 |
| Always-on devices totalling 15 W | 131 | €39 |
| Kettle, 2.2 kW for 15 minutes a day | 201 | €60 |
Real appliances cycle on and off, so these are upper estimates. For a measured picture, a plug-in monitor or your smart meter data is better — our seven-day appliance audit gives you a worksheet.
Step 3: shift what can move
If your tariff has a cheaper window, flexible loads are where the savings are. Using the immersion example and hypothetical rates of 35c (day) and 18c (night):
- 1,095 kWh at the day rate: €383
- The same heat at the night rate: €197
- Difference: €186 a year — from a timer, not from using less
Good candidates to shift: immersion or hot water cylinder, dishwasher, washing machine, EV charging and, with care, a heat pump. Check the actual hours of your tariff’s cheap window before setting timers.
Step 4: trim the waste
- Hot water: heat it only when needed, check the cylinder is insulated, and avoid leaving an immersion on all day.
- Laundry: full loads at lower temperatures; air-dry when possible.
- Cooking: lids on pots, kettle filled only as needed, microwave or air fryer for small portions.
- Standby: switch off always-on devices you don’t need, such as old set-top boxes and chargers.
- Lighting: replace any remaining halogen or incandescent bulbs with LEDs.
- Heating controls: if you heat with electricity, use thermostats and timers so rooms are heated only when used.
Step 5: upgrade when you’re ready
The larger, longer-term savings come from changing the home itself, most of which is part-funded by SEAI grants:
- Attic and wall insulation — less heat needed
- Solar panels — generate some of your daytime electricity
- A heat pump — efficient heating once the home is insulated
A one-page action list
| This week (free) | This month (low cost) | This year (with grants) |
|---|---|---|
| Check tariff, discount end date and compare offers | Timers for immersion and appliances | Insulation |
| Note annual kWh and standing charge | Plug-in energy monitor for the 7-day audit | Solar PV |
| Switch off unneeded standby | LED bulbs where still missing | Heat pump, once insulated |